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Top 10 Money Tips For Almost Everyone 1. Invest early Time is the greatest money earner. If you start by saving $200 per month for the next 50 years, you will have a much more considerable sum than saving $1000 per month for the last 10 years. This is due to the help you are getting from compounding the interest that you will get from consistently having your money work for you for a long time. The Golden Rule is to start saving and investing yesterday! 2. Pay yourself first Always put investing and saving ahead of purchases. We live in a consumerist world. Spending and enjoying our purchases is our lifestyle. What better way to skip out of the loop than hiding a portion of your paycheck away when you get you monthly paycheck. Setup an automatic separate account(Time Deposit or Money Market) to hide your money away on the day you get your paycheck. What you do not see, you do not want to use. 3. Do not take on high interest debt Debt can kill you. Once you take on high interest de...
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Common Symptom of Depression: Low Energy

Common Symptom of Depression: Low Energy People who are depressed tend to have low energy, though some are agitated. But in almost all cases there's a loss of interest in doing things, including things that they might have loved doing in the past. They might eat less, or they might overeat. They might have difficulty sleeping, or they might oversleep. Because people feel so much shame about their depression, they tend to isolate. They feel that no one would want to be around them, and they don't want their symptoms to be seen.  Depression can be a very painful and overwhelming experience that people blame themselves for, and they often feel that help isn't possible. Perhaps the most important thing that I can say about depression is that while it might feel hopeless, we are able to treat depression with psychotherapy and counseling.  
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Creativity: A Gift or a Curse?

Natural talent is as much a curse as it is a gift. You probably know someone who is a natural musician or a self-trained artist or a gifted writer, but who does very little with her talent. You may wish that some of her talent had been given to you. The naturally gifted person rarely sees her own talent as others see it. For her there is nothing special in what she does, and she may not value her abilities very highly. A closet musician is someone who learned to play without lessons, and who does not consider what he does good enough to share with others. When he is alone, he finds great enjoyment and stress release playing his music, but the moment he thinks someone is listening, he stops playing, very embarrassed at being overheard. He has little confidence in his ability.
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Am I in Love?

sho discourse on Love - Am I in Love? Question:  During my whole life, I always thought that I loved Somebody. Now, being here for the first time with you, I Ask myself: have I ever really been in Love? Am I even able To love? Am I able to Love you? Osho  :  The basic fallacy that you are carrying within you is that you always loved somebody. This is one of the most significant things about all human beings; their love is always for somebody, it is addressed -- and the moment you address your love, you destroy it. It is as if you are saying, "I will breathe only for you -- and when you are not there, then how can I breathe?" Love should be like breathing. It should be just a quality in you -- wherever you are, with whomsoever you are, or even if you are alone, love goes on overflowing from you. It is not a question of being in love with someone -- it is a question of being love. People are frustrated in their love experiences, not because something is wrong with love...