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Banks nowadays are offering services to transfer funds through mobile phones using IMPS service. To avail the IMPS (Interbank Mobile Payment Service) service a customer needs to have MMID  (Mobile Money Identifier) and OTP (One time password). What is IMPS? Interbank Mobile Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. IMPS facilitates customers to use mobile instruments from making and receiving payments from their bank accounts. What is MMID ? Mobile Money Identifier (MMID) is a seven digit random number issued by the bank upon registration. Remitter (customer who wants to send money) and Beneficiary (customer who wants to receive the money) should have this MMID for doing this interbank funds transfer.  What is OTP ? It is a unique and time-sensitive password used as added security on Internet banking. The password does not replace the CSP and password you use to log on to Internet...