How to get MMID and OTP of IDBI Bank by SMS ? | Procedure



how-to-get-mmid-and-otp-of-idbi-bank-by-sms
Banks nowadays are offering services to transfer funds through mobile phones using IMPS service. To avail the IMPS (Interbank Mobile Payment Service) service a customer needs to have MMID  (Mobile Money Identifier) and OTP (One time password).
What is IMPS?
Interbank Mobile Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. IMPS facilitates customers to use mobile instruments from making and receiving payments from their bank accounts.
What is MMID ?
Mobile Money Identifier (MMID) is a seven digit random number issued by the bank upon registration. Remitter (customer who wants to send money) and Beneficiary (customer who wants to receive the money) should have this MMID for doing this interbank funds transfer. 
What is OTP ?
It is a unique and time-sensitive password used as added security on Internet banking. The password does not replace the CSP and password you use to log on to Internet banking but provides a second layer of security. The password will be sent to you by email or SMS and is valid for one Internet banking session only.
Procedure to get MMID :
Send SMS with the following keyword
at 5676777 to receive MMID for your account  number/s.
Procedure to get OTP :
Step 1 : Send an SMS to 5676777 to get One Time Password in the following format :- TRFFUND  You will receive a one time password (OTP) on your registered Mobile Number.
Step 2 : Transfer funds by sending an SMS to 567677 in the following format :- 
                  IMPS  
Example : If 
  1. Beneficiary Mobile No.: 9827652331
  2. Beneficiary MMID: 9229864
  3. Amount: Rs.500/-
  4. OTP: 4444
Then format will be as below:-  IMPS 9827652331 9229864 500 4444

IDBI Bank Contact info
  1. Customer care number – 1800-22-1070 (MTNL / BSNL) / 1800-200-1947 (others) 
  2. http://www.idbi.com/contactus.asp 

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